Water damage in Allen starts with when your house was built
Allen was a railroad town of about 400 people in the mid 1940s. Then the boom came. The Texas Almanac, drawing on the Handbook of Texas, counts 1,940 residents in 1970, 8,314 in 1980, 18,309 in 1990 and 43,554 in 2000, and the 2020 census found 104,627.
That timeline is useful when water damage hits an Allen home. A house from the first wave is now 40 to 55 years old, with original shutoff valves, supply lines and drain lines that have been under pressure for decades. A house from the 1990s and 2000s, in neighborhoods such as Twin Creeks, Star Creek, Suncreek or Waterford Parks, is more likely to fail at an appliance hose, an upstairs bathroom or a water heater in the attic.
Either way, the first job is the same: stop the water, keep people safe, and get the wet materials measured and dried before mold has a chance.

Your side of the meter, and the city's
Allen draws the line at the water meter. The city's Water and Sewer Division says it owns the pipe from the main to the meter, and the meter; the owner is responsible from the meter to the building. Knowing that saves time when you are standing in a wet hallway.
| Where the water is coming from | Who handles the pipe | Who handles the wet house |
|---|---|---|
| Main in the street, a hydrant, or the meter box | City of Allen, 214.509.4530, 24 hours | A restoration company, if water reached the house |
| Yard line between the meter and the house | You, through a plumber | A restoration company, if the foundation or walls got wet |
| Under the slab or inside a wall | You, through a plumber who locates and repairs it | A restoration company that measures and dries the rooms |
| An appliance, toilet or water heater | You, through a plumber or appliance repair | A restoration company |
The city also notes that extreme weather, drought and construction all strain water lines. Drought matters here because Allen, like most of Collin County, sits on Blackland Prairie clay that shrinks as it dries and swells when the rain returns. That movement works on the pipes under a slab, which is why a jump in the water bill or a warm spot on the floor deserves a call to a plumber.

The first hour in an Allen home
- Find your own shutoff. Turn off the main valve at the house if you can reach it safely. If you cannot, or the leak is at the meter, call the city hotline, 214.509.4530.
- Mind the power. Keep out of any puddle that touches a cord, outlet or appliance, and flip breakers only if the floor under the panel is dry. If it is not, phone an electrician or the power company that bills you (rate sites list Oncor for Allen).
- Check which gas company you have. Atmos Energy and CoServ Gas both serve parts of Allen. A gas smell means everyone leaves and calls 911 and that company from outside.
- Take pictures. Shoot each soaked room from the doorway, then up close, and do it before you carry anything out.
- Call your insurer, then the line. Ask the insurer what your policy covers and what it needs from you.
Rowlett Creek and Allen's floodplain
Rowlett Creek and a tributary of it run through Allen, crossing under roads such as McDermott Drive. A leak inside the house and water coming in from a creek or street are very different problems. Water that rises from a creek or flows in from outside is what the IICRC S500 standard files under Category 3, the dirtiest grade: keep clear of it and expect porous materials it touched to be removed.
- FEMA finalized new flood maps for Allen, McKinney, Plano and unincorporated Collin County in 2017. Look up your address before assuming you are outside a flood zone.
- Allen's Engineering Department handles floodplain development permits and keeps flood studies that can be viewed at City Hall (214.509.4582).
- Homeowners policies do not cover flood. A National Flood Insurance Program policy is separate and generally takes 30 days to take effect.
Safety first. Shut off the main water valve if you can get to it without risk. Water and electricity together are the real hazard, so stay out of any puddle that touches an outlet, a cord or an appliance. Switch off the breaker only when the panel can be reached from dry flooring; if it cannot, call Oncor or an electrician. A gas smell means everyone goes outside, and the calls to 911 and the gas company on your bill (Atmos Energy or CoServ Gas) are made from there. Floodwater and sewage are not safe to wade through, for adults, children or pets. Once everyone is safe, take photos for the insurance claim and carry valuables and documents to a dry room.
Services Allen homeowners call about

Water Extraction and Emergency Water Removal
Standing water from a supply line, water heater or storm: what extraction equipment does, carpet and pad decisions, and why drying has to follow.

Burst Pipe Water Damage
Frozen and failed pipes in attics, outside walls and garages. Shut the water off, call a plumber for the pipe and a restoration company for the drying.

Slab Leak Water Damage
A leak under the foundation needs two trades: a licensed plumber finds and repairs the pipe, and a restoration company dries the floors and walls it soaked.

Ceiling Water Damage
A brown ring, a bubble in the paint or a ceiling that has started to sag. What each sign means, how to stay safe under it and how a company decides to dry or replace.

Sewage Cleanup
A toilet, tub or floor drain pushing up dirty water is a Category 3 mess. Who owns the pipe, who to call first and what a careful cleanup looks like.

Water Damage Repair
Putting a house back together after the drying is done: drywall, floors, cabinets and paint, who does each part, permits in Dallas and the paperwork your insurer will want.
Before you sign with a company in Allen
- Ask for the moisture readings in writing, and readings again on the last day.
- Ask which repairs will need an Allen permit and who will pull it. Allen wants owners to make sure that paperwork exists before the first wall comes down.
- Ask whether the firm appears on the IICRC Global Locator, and look it up yourself.
- Ask for a certificate of insurance sent to you from the company's insurer.
- If mold is found, ask how large the area is. Past 25 contiguous square feet, Texas generally wants one licensed firm writing the cleanup plan and a different licensed firm doing it; look up each one on the TDLR license search.
- Get the estimate on paper before demolition begins.

Ask your insurer, not the contractor. Guidance from the Texas Department of Insurance separates water that shows up suddenly and by accident, like a split pipe, an overflowing toilet or a failed washer hose, which most home and renter policies include, from slow leaks and seepage, which they usually leave out. Flooding is excluded from home policies altogether and needs a separate flood policy. Insurers can also refuse a claim when the owner did not take reasonable steps to limit further damage. Before you sign for any work, pull out your policy and call the insurer about what it includes. More on water damage and insurance.
What happens when an Allen call comes in
Water Damage Pro Dallas does no drying, cleaning or repair. It is a free number that answers at any hour and hands your call to an independent company.
- Call the numberAn automated assistant answers (469) 649-7066 at any hour and asks what you need help with. The same number answers other home service calls too, so start with "water damage" or "mold".
- Describe what happenedA burst pipe, standing water, a wet ceiling, a slab leak, a sewage backup or mold, plus your town and whether water is still coming in.
- Get transferredWater damage calls go to an independent, locally owned DFW restoration company; mold removal calls go to an independent mold remediation company. Each hears a short summary before it picks up. Mold testing calls are taken as a message for now.
- Deal with that company directlyIt inspects, quotes and does the work, and you pay it (or your insurer does, as you arrange). If it cannot answer, it gets your name, number, city and problem so it can call you back.
Tell the assistant you are calling from Allen and whether the water is still running. A restoration company that takes Allen calls picks up after hearing a short summary, and its estimate comes from its own visit, not from the line.
About this line: Water Damage Pro Dallas is a free phone line, not a restoration or mold company. It answers your call and connects you with an independent local company, which inspects, quotes and does the work, and which you pay directly. Companies may pay a referral fee. Calling the line costs you nothing. See how a call is handled.
More pages that may help
- Water damage in McKinney
- Water damage in Plano
- Water damage in Murphy
- Water damage in Wylie
- How to Check a Water Damage Company Before Hiring
Other DFW towns the line covers
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